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Agriculture insurance still a mystery among farmers in Acholi

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Many farmers in Acholi believe that any talk about insurance is a trick to steal from them.

Kampala, Uganda. Farmers in Acholi sub-region are yet to embrace insurance policies put in place to protect them from losses arising out of drought, pests and disease and floods among other calamities.

The government unveiled in the financial year 2016-2017, a 5 billion Shillings Agriculture Insurance Premium subsidy, for an initial five-year period to boost the uptake of agriculture insurance policies for both crops and livestock farmers.

The policy encourages commercial banks to lend to both small and large scale farmers whose activities focus on National priority crops and livestock. Through the scheme, the loans disbursed by the financial institutions are protected from the effects of agriculture risks and natural disasters over which the farmers have limited or no control.

However, a number of farmers say they have no idea that crops can be insured while others are reluctant to adopt it. A 2019 study by the Economic Policy Research Centre shows that northern Uganda has the lowest uptake of agriculture insurance with only slightly 7,000 farmers translating to only 10.5 percent insuring their crops.

Simon Opiro, the chairperson of Paicho Central Kal Cooperative Society Limited says that many farmers believe that any talk about insurance is a trick to steal from them. The cooperative formed and registered in 1964 in Paicho sub county in Gulu district has 219-members, but none of them has bought the idea of insuring their crops.

“When you tell farmers about insurance, they ask many questions. First, because there is no local word we can use to replace “insurance”, so most of them say it is a ploy to steal their money especially if the risk they insured their crop against did not happen,” Opiro said.

Denis Ojara whose family owns a 40-acre farm in Abwoch Onang in Omoro district where they are engaged in poultry, piggery and crop production says he first heard about agricultural insurance from this interview, adding that it is obvious many farmers don’t have even the most basic knowledge on agriculture insurance.

He says there is a need for the insurance companies offering such services to sensitise the farmers about it.

Ben Ocan, the chairperson of Latyeng farmers group in Bungatira sub-county in Gulu district says it has not been easy to convince the 300 members who produce about 700 acres of rice every season, about the need to insure their crops.

“I personally have knowledge about agriculture insurance, but it has been hard for me to make fellow farmers understand it. I think it needs another organization or authority to sensitize my members of the benefits of crop insurance,” Ocan said.

Morrish Atwom, the Kitgum district commercial officer says that insurance is part of the packages they give farmers when training them on financial literacy, but its uptake remains very low.

“When we train them on insurance, they really show interest, but the practicality is zero. I have not heard of anyone farmer in the district who has insured their crop,” Atwom said. Atwom says there is a need for rigorous sensitization of farmers on the benefits of insurance if they are to take it up.

An agricultural risk assessment study done in 2015 shows that Uganda loses between USD 606 million to USD 804 million per year due to pests and diseases in crops and animals, post-harvest loses and drought and price fluctuations.

There are ten insurance firms working with the government to insure the loans. The firms include APA, Lion Insurance, Pax Insurance, Gold Star Insurance, Phoenix Insurance and Jubilee Insurance among others to help farmers neutralize losses from these hazards.

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Source: The Independent.

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FARM NEWS

Govt moves to set up food and agriculture regulatory authority

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Agriculture minister Frank Tumwebaze tabled the Food and Agriculture Regulatory Authority Bill, 2026, for first reading in Parliament on August 25, 2026. (Credit: Maria Wamala)

The Bill has been referred to the Committee on Agriculture for scrutiny. The proposed authority will regulate the manufacture, processing, importation, exportation, distribution, transportation, advertisement, labelling, storage, sale and supply of veterinary medicines, agricultural chemicals, veterinary equipment and devices.

KAMPALA – The Government has proposed the creation of a food and agriculture regulatory authority to bring food, animal medicines, agricultural chemicals and related products under one regulatory framework.

Agriculture minister Frank Tumwebaze tabled the Food and Agriculture Regulatory Authority Bill, 2026, for first reading in Parliament on August 25, 2026.

The Bill has been referred to the Committee on Agriculture for scrutiny. The proposed authority will regulate the manufacture, processing, importation, exportation, distribution, transportation, advertisement, labelling, storage, sale and supply of veterinary medicines, agricultural chemicals, veterinary equipment and devices.

It will regulate food and feed manufacturing, processing and distribution, oversee food and feed safety, develop standards, inspect and certify agricultural inputs, and establish traceability systems for regulated products.

The Bill’s memorandum presents a troubling picture of the current food and agricultural regulatory system, stating that the country is “flooded with counterfeit substandard veterinary medicines and agricultural chemicals.”

It cites concerns over medicines and chemical residues, aflatoxins, harmful microorganisms and heavy metals in food and feed, warning that such contaminants compromise public health and the safety of agricultural exports.

Members of Parliament during Plenary on Tuesday. (Credit: Maria Wamala)The memorandum attributes the problem in part to “fragmented regulation”, which it says has resulted in weak and uncoordinated regulation by multiple agencies, duplication of efforts and inefficiencies in enforcement.

It argues that the absence of a single body overseeing the food and agriculture value chain “undermines the effectiveness of regulation” and creates uncertainty for stakeholders.

The proposed authority will inspect food premises, certify meat for public consumption, inspect and certify fish, regulate processed and semi-processed food, and oversee the storage and transportation of food.

The Bill seeks to regulate food packaging, labelling and advertising, while prohibiting the use of radioactive materials, heavy metals and banned substances in food. It provides for residue monitoring to detect harmful substances in food products.

Members of Parliament during Plenary on Tuesday. (Credit: Maria Wamala)

For agricultural chemicals, the Authority will license manufacturers, distributors, fumigators and commercial applicators. It would regulate the import and export of chemicals, as well as their packaging and labelling, storage, sale and advertising.

The Authority will have powers to recall agricultural chemicals and deal with prohibited, banned, restricted, falsified or adulterated products.

The Bill proposes inspectors and analysts with powers to access establishments, conduct sampling and analysis, seize adulterated products and oversee the disposal of obsolete, banned, prohibited and expired products.

Inspectors will, in certain circumstances, order the detention, return or destruction of non-compliant consignments.

The proposed authority will be a body corporate with perpetual succession. Its functions include the registration of veterinary medicines, veterinary devices, veterinary equipment, agricultural chemical application equipment and agricultural chemicals for use in Uganda.

The authority will be governed by a nine-member board appointed by the minister. The board will comprise a chairperson, six members with expertise in veterinary medicine, agriculture, pharmacy, standards and environmental science, and two representatives of farmers nominated by a recognised farmers’ federation.

The Bill contains 13 parts, 101 clauses and three schedules. It seeks to amend the Dairy Industry Act, Fisheries and Aquaculture Act, National Coffee Act and Animal Feeds Act, while repealing the Agricultural Chemicals (Control) Act and the Food and Drugs Act.

The proposed law seeks to give the Minister power to issue written policy directions to the authority.

The Government argues that the new framework would improve the quality and safety of agricultural inputs, strengthen consumer protection and help Uganda gain access to regional and international agricultural markets.

The Bill moves to the Agriculture Committee, where MPs are expected to examine its regulatory, institutional and enforcement provisions before it returns to the House for further consideration.

The public, including experts, are expected to provide their views on the Bill.

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FARM NEWS

Concern over low cassava yields in Bukedi region

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For decades, cassava has been more than just a crop in Bukedi Sub-region in eastern Uganda. It has served as a lifeline, providing a reliable source of food during droughts, a key source of household income and an integral part of the region’s cultural identity.

Across the districts of Budaka, Kibuku, Butebo, Pallisa and parts of Butaleja, cassava gardens once stretched across vast expanses of land. Families harvested the crop throughout the year, processed it into flour and sold surplus produce in local markets.

Today, however, those fields are shrinking. Farmers are increasingly abandoning cassava cultivation in favour of crops they consider more profitable and less risky, raising concerns about food security and the future of one of Bukedi’s traditional staples.

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Parliament gives Jinja land office three months to clear backlog

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Some staff of the Jinja Ministry Zonal Office meet members of the Parliamentary Committee on Land on August 27, 2026. PHOTO/TAUSI NAKATO.

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